Flood Insurance

Towards a Private Flood Insurance Market

The federal-government-managed National Flood Insurance Program is $25 billion in debt, stokes moral hazard, and entails a regressive wealth transfer that favors coastal areas.

Flood Insurance Subsidies

Uncle Sam is essentially broke. But the federal government keeps spending. The House is voting this week on a measure already adopted by the U.S. Senate to suspend money-saving reforms adopted less than two years ago.
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